Personal Contract Hire (PCH)

......Fixed cost leasing for Private Individuals

Personal Contract Hire is our most popular type of agreement for private individuals. It is ideal for people who do not want the financial risk of running their own car, and who are looking to reduce the burden of buying and disposing of their vehicle.

This type of Leasing agreement is a bit like long term Car Rental, but generally much more cost effective. You choose the length of contract, normally a minimum of 2years, ranging up to 5 years. You specify your ideal vehicle choice(s), along with any manufacturer cost options required, and you then decide on how many miles perannum you are likely to travel. Our experienced team will then negotiate the best level of discount with Vehicle Manufacturers and dealerships, and source the best possible Car Leasing rate from our panel of lenders.. At Concept Vehicle Leasing, we work directly with a number of leading banks and financial leasing companies, including LEX Autolease (part of Lloyds Banking Group), to ensure you get the lowest possible Personal Contract Hire deals every time.

Regular payments are fixed at the start of the lease term, and remain unaffected by changes in the used car market or interest rates. The leasing company retains ownership of the vehicle (and all associated risks) and at the end of the agreement the vehicle is returned. The regular payments are determined from the original cost of the vehicle, period of use, forecast contract mileage and anticipated residual value.

Road Tax is normally included for the duration of the agreement. Fixed cost Servicing, Maintenance, Repairs, Tyres, Breakdown and a range of other services are also available at a fixed monthly cost, enabling you to budget accurately and in most cases, remove the unexpected headache of a high maintenance or tyre bill!

So, could Personal Contract Hire be right for you? Here are some of the main Features and Benefits....

Key Features   Key Benefits
  • Fixed cost for the duration of contract
  • Flexible terms and mileage to suit your requirements
  • Low Initial Outlay
  • No hassle of vehicle disposal
  • Ideal for individuals who receive a Cash Allowance from their employer
  • Instant On-Line Quotations
  • Full maintenance & fleet management available
  
  • Accurate budgeting unaffected by interest rate changes
  • Contracts range from 2-5 years/6,000 to 50,000 miles per annum
  • Initial rentals ranging from 1 to 12 months available (typically 3)
  • Vehicles are collected on expiry of contract, with no risk on depreciation
  • Like a Company Car, but without Benefit in Kind Tax
  • www.conceptvehicleleasing.co.uk
  • Complete Peace of Mind

Available on most Car Makes & Models

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Document downloads:

Download PDF Concept Vehicle Leasing - Brochure (919KB)