Concept Vehicle Leasing

Personal Contract Hire (PCH)

......Fixed cost leasing for Private Individuals

Personal Contract Hire is our most popular type of agreement for private individuals. It is ideal for people who do not want the financial risk of running their own car, and who are looking to reduce the burden of buying and disposing of their vehicle.

Regular payments are fixed at the start of the lease term, and remain unaffected by changes in the used car market or interest rates. The leasing company retains ownership of the vehicle (and all associated risks) and at the end of the agreement the vehicle is returned. The regular payments are determined from the original cost of the vehicle, period of use, forecast contract mileage and anticipated residual value.

Road Tax is normally included for the duration of the agreement. Fixed cost maintenance, breakdown recovery and a host of other services are also available through Concept Serviceplan.

Key Features   Key Benefits
  • Fixed cost for the duration of contract
  • Flexible terms and mileage to suit your requirements
  • Low Initial Outlay
  • No hassle of vehicle disposal
  • Ideal for individuals who receive a Cash Allowance from their employer
  • Instant On-Line Quotations
  • Full maintenance & fleet management available through Concept Serviceplan
 
  • Accurate budgeting unaffected by interest rate changes
  • Contracts range from 2-5 years/6,000 to 50,000 miles per annum
  • Initial rentals ranging from 1 to 12 months available (typically 3)
  • Vehicles are collected on expiry of contract, with no risk on depreciation
  • Operates in the same way as a Company Car, but without Benefit in Kind Taxation
  • www.conceptvehicleleasing.co.uk
  • Complete Peace of Mind

Available on all Cars and Commercial Vehicles.

Document downloads:

Download PDF Concept Vehicle Leasing - Brochure (919KB)