Summary of Products/Services available

Vehicles Available

Concept Vehicle Leasing is able to supply all makes and models of Cars and Light Commercials. We source new cars directly from the manufacturer and from UK main dealerships. We are unable to source used vehicles, but can provide funding on used vehicles up to a certain age/mileage. We are unable to facilitate part exchange directly, and would usually refer this to an internet vehicle trading site.

Personal Contract Hire (PCH)

Personal Contract Hire is a straightforward lease and works in the same way as a ‘Business Contract Hire’ would operate. It is ideal for people who do not want the financial risk of running their own car, and who are looking to reduce the burden of buying and disposing of their vehicle.

Regular payments are fixed at the start of the lease term, and remain unaffected by changes in the used car market or interest rates. The leasing company retains ownership of the vehicle (and all associated risks) and at the end of the agreement the vehicle is returned. The regular payments are determined from the original cost of the vehicle, period of use, forecast contract mileage and anticipated residual value. Employee Affinity Products

Road Tax is normally included for the duration of the agreement.

Personal Contract Purchase (PCP)

Personal Contract Purchase is popular with individuals who would like the option or owning a vehicle at the end of their lease.

This type of agreement operates in a similar way to Personal Contract Hire, with the major difference that individuals have the option to buy the vehicle at the end of the term for an amount which is guaranteed at the start of the agreement. This final 'balloon' payment would make you the legal owner of the vehicle, or alternatively the vehicle can be returned to the leasing company with nothing more to pay.

Regular payments are fixed at the start of the lease term, and remain unaffected by changes in the used car market or interest rates. Payments are determined from the original cost of the vehicle, period of use, forecast contract mileage and final 'balloon' payment.

Road Tax is normally included for at least the first 12 months.

Cash Purchase

When establishing an affinity scheme with Concept Vehicle Leasing, a detailed analysis of employee requirements will be conducted to ascertain as to which motor manufacturers will prove most popular. Using established relations, and based on volume potential, Concept will then negotiate with each respective manufacturer on your behalf with a view to obtaining additional discount/cash support for your affinity scheme.

Employees and their families will then be able to purchase vehicles using these discounts on a cash basis, using a bank loan, or using finance/leasing agreements provided by Concept Vehicle Leasing.

Concept Vehicle Leasing enjoy excellent discount on most vehicles. So, even where there is little volume potential available for a motor manufacturer, employees will be able to enjoy discount by purchasing through Concept Vehicle Leasing.

Employees will enjoy significant savings against main dealership prices.

Fixed Cost Service & Maintenance

At Concept Vehicle Leasing, we operate vehicle service, maintenance and Fleet Management through our own brand, Concept Serviceplan.

Employees will have access to a very comprehensive range of products which cover Service, Maintenance, Repairs, Tyres, Breakdown Recovery, Accident Management and Relief vehicle.

These products are available to run alongside a lease agreement or on an individual basis where an employee opts to purchase a vehicle for ‘cash’.